curl --request GET \
  --url https://api.getbluma.com/api/v1/credits/balance \
  --header 'Authorization: Bearer <token>'

{
  "credits": 123,
  "tier": "free",
  "monthly_allowance": 123,
  "overage_used": 123,
  "reset_date": "2023-11-07T05:31:56Z",
  "usage": {
    "total_spent": 123,
    "average_per_video": 123
  }
}